Detailed instructions for using Samsung Pay. Frequently asked questions about Samsung Pay Samsung for paying for purchases

Lawyer, economist. Experience in a bank. Date: December 29, 2016. Reading time 3 min.

Brief instructions for installing the Samsung Pay application on your mobile phone and linking bank cards

Samsung Pay technology, which has been operating in Russia since the end of September 2016, allows you to make payments safely, quickly and easily by simply tapping your smartphone on the payment terminal. How to install this program on the phone, what is required for work, we will consider in detail.

How to connect

In order to start using Samsung Pay, the following steps are required:

Registration will be completed in a few minutes; the phone will display the last four digits of the plastic number and the same number of digits of the digital code - a token that ensures the security of transactions. From now on, the smartphone can be used as a tool for making payments. Adding additional cards is done by clicking the add icon and repeating all the steps described.

Important: you can add no more than ten different cards to one smartphone. If you want to pay for your purchase, you must select the one you need. By default, funds will be debited from the card that was added last.

How to launch the application

There are several options available to launch the application: swipe up from the bottom edge of the phone on the lock screen; on the home screen; screen in sleep mode; or simply click on the application icon.

Smartphones that will be released later than the launch date of Samsung Pay in Russia will be equipped with technology from the manufacturer, provided that they have NFC modules and MST. And on previously released phones, the Samsung Pay service will become available after the update operating system.

You can pay at almost any terminal, even if they do not have a Pay Pass system, as well as at cash registers equipped with a magnetic stripe. If the payment amount is over 1 thousand rubles. in the terminal using NFS technology, the device will ask you to enter the PIN code of your bank card.

What banks work

As of December 2016, the list of banks and payment systems working with Samsung Pay is shown in Table 1.

What is Samsung Pay?

Samsung Pay is a convenient, fast and secure payment service. It allows you to pay for purchases with your smartphone at any terminals that accept payments using contactless technology and magnetic stripe.

In addition, the service allows you to make money transfers and pay in online stores and applications.

What is the main advantage of Samsung Pay?

Thanks to its proprietary MST (Magnetic Secure Transmission) technology, Samsung Pay is accepted for payment wherever you can pay for a purchase with a regular bank card using contactless technology or a magnetic stripe.

Which devices support Samsung Pay?

Samsung Galaxy S10e | S10 | S10+
Samsung Galaxy S9 | S9+
Samsung Galaxy S8 | S8+
Samsung Galaxy S7 edge | S7
Samsung Galaxy S6 Edge+
Samsung Galaxy S6 | S6 Edge (NFC only)
Samsung Galaxy Note10 | Note10+
Samsung Galaxy Note9 | Note8 | Note5
Samsung Galaxy A80 | A70
Samsung Galaxy A50 128 GB
Samsung Galaxy A50 64 GB (NFC only)
Samsung Galaxy A40
Samsung Galaxy A30s (NFC only)
Samsung Galaxy A30 (NFC only)
Samsung Galaxy A20 (NFC only)
Samsung Galaxy A9 (2018) | A7 (2018) (NFC only)
Samsung Galaxy A8 | A8+
Samsung Galaxy A6 | A6+ (NFC only)
Samsung Galaxy A7 (2017) | A5 (2017) | A3 (2017)
Samsung Galaxy A7 (2016) | A5 (2016)
Samsung Galaxy J6+ | J4+ (NFC only)
Samsung Galaxy J7 (2017) | J5 (2017)
Samsung Gear S3 classic | frontier *
Samsung Gear Sport (NFC only)*
Samsung Galaxy Watch (NFC only)*
Samsung Galaxy Watch Active (NFC only)*
Samsung Galaxy Watch Active2 (NFC only)*

* Learn more about Samsung Pay support on wearables

Will Samsung Pay work on previous models that have NFC? (S5, S4, S3, Note 4, etc.)

I bought a smartphone in another country. Will Samsung Pay work in Russia or Belarus?

Samsung Pay is available on the original Samsung products, intended for distribution throughout the territory Russian Federation and the Republic of Belarus.

What cards can be added to Samsung Pay in the Russian Federation?

Bank	Mastercard	Visa	World
JSCB "Absolut Bank" PJSC		✓
Bank Avangard	✓	✓
Bank Agroros	✓	✓
PJSC Bank "ALEXANDROVSKY"	✓	✓
ATB		✓	✓
AK BARS Bank	✓	✓	✓
JSC "Bank Acceptance"		✓
Almazergienbank		✓	✓
Alfa Bank	✓	✓	✓
Payment card "Beeline" / RNKO "Payment Center" (LLC)	✓
BINBANK	✓	✓
JSC "BCS Bank"	✓	✓
"Brotherly ANKB" JSC	✓
Bank "RRB" (JSC)	✓	✓
"Vozrozhdenie" (PJSC)	✓		✓
CJSC Bank Vologzhanin	✓
Bank Vostochny		✓
VTB Bank (PJSC)	✓	✓	✓
Gazprombank	✓	✓	✓
Gazenergobank	✓
CB "Garant-Invest" (JSC)		✓
Bank Globus (JSC)	✓
LLC MIB "DALENA"	✓
Bank "Devon-Credit"		✓
PJSC "Doncombank"	✓
JSC "BANK DOM.RF"		✓
PJSC "Zapsibkombank"		✓
JSC Sauber Bank	✓
Bank ZENIT	✓	✓
Kamkombank LLC			✓
QIWI Bank (JSC)		✓
LLC KB "RING OF URAL"		✓
Credit Europe Bank	✓
JSC "Credit Ural Bank"	✓	✓	✓
JSCSB "KS BANK" (PJSC)		✓	✓
Payment card "Kukuruza" / RNKO "Payment Center" (LLC)	✓
PJSC "Kurskprombank"	✓	✓
Bank "Levoberezhny"		✓	✓
MegaFon / "Bank Round"	✓
PJSC JSCB "Metallinvestbank"		✓
SEA BANK (JSC)	✓	✓
Moscow Industrial Bank	✓	✓	✓
ICD	✓	✓	✓
MTS-Bank	✓	✓	✓
PJSC "NBD-Bank"	✓
Bank "Neiva"		✓
JSC JSCB "NOVIKOMBANK"	✓	✓
JSC "NS Bank"	✓
ORBANK	✓	✓
Bank opening"	✓	✓	✓
JSC "Petersburg City Bank"		✓
(VTB) Pochta Bank	✓	✓	✓
PJSC JSCB "Primorye"	✓
PJSC SKB Primorye "Primsotsbank"	✓	✓
LLC "Primtercombank"		✓
Prio-Vneshtorgbank (PJSC)	✓
Promsvyazbank	✓	✓	✓
JSC Bank "PSKB"	✓
Raiffeisenbank	✓	✓
CB "Renaissance Credit" (LLC)	✓
Rocketbank	✓
PJSC "RGS Bank"			✓
RosDorBank	✓	✓
RosEvroBank (PJSC Sovcombank)	✓	✓
JSC Rosselkhozbank	✓	✓	✓
Russian Standard Bank	✓
Bank "Saint-Petersburg"	✓	✓	✓
Sberbank	✓	✓	✓
PJSC JSCB "Svyaz-Bank"		✓
SDM-Bank (PJSC)	✓	✓
PJSC "BANK SGB"	✓	✓
"Northern People's Bank" (PJSC)	✓		✓
Citibank	✓
SKB-bank	✓
Bank "Snezhinsky" JSC		✓
PJSC "Sovcombank"	✓	✓	✓
Bank SOYUZ (JSC)	✓	✓
Stavropolpromstroybank	✓	✓
Surgutneftegazbank	✓	✓	✓
Tavrichesky Bank (JSC)	✓	✓
Tinkoff Bank	✓	✓
JSC Togliattikhimbank		✓
Dot	✓
TKB BANK PJSC		✓
JSCB "Transstroybank" (JSC)		✓
JSC "URALPROMBANK"		✓
Bank URALSIB	✓	✓	✓
LLC KB "Uralfinance"		✓
Ural Bank for Reconstruction and Development	✓	✓
JSC "Bank Finservice"		✓
JSCB FORA-BANK (JSC)		✓
LLC "Khakassian Municipal Bank"		✓	✓
Home Credit Bank	✓	✓
PJSC CB "Center-invest"			✓
JSC JSCB "CentroCredit"	✓
Chelindbank		✓	✓
Chelyabinvestbank	✓	✓
JSCB "Energobank" (PJSC)	✓
CB "Energotransbank" (JSC)	✓	✓
JSC UniCredit Bank	✓	✓
Yandex money	✓

What cards can be added to Samsung Pay in the Republic of Belarus?

You can add cards from the following partners to Samsung Pay:

Which devices can I add the World card to Samsung Pay?

Making payments via Samsung Pay with the Mir card is available only on compatible mobile devices ah (smartphones).

When will there be support for this or that bank, this or that payment system?

Detailed information about Banks and payment systems whose cards can be added to Samsung Pay is available on the page and in the “Which cards are supported” notification in the application in the “Notifications” menu.

If your Bank is not on the list, contact the Bank's customer support service for information about supporting the Samsung Pay service.

What fees does Samsung charge for transactions through Samsung Pay?

Samsung does not charge any fees for using the service or making transactions.

How to remove Samsung Pay?

Samsung Pay can only be completely removed on Note10 | Note10+, S10e | S10 | S10+, S9|S9+, S8|S8+, Note 9, Note 8, A20 | A30 |

A40 | A50 | A70 | A80, A9 (2018) | A7 (2018), A8 | A8+, A6 | A6+. On other devices, Samsung Pay cannot be deleted (you can turn off notifications from this application).

Samsung Pay security

Why is Samsung Pay safe?

Your card details are not stored on your device or Samsung servers. Instead of a real card number, a special digital code created at random - a token - is used when paying. Each operation must be confirmed according to your fingerprint

, iris or app PIN - only you can make purchases. Samsung Knox's built-in security system protects data regardless of the operating system on the device, and blocks access to Samsung Pay data if malware is detected, Root is right

or unofficial firmware.

Does Samsung Pay have access to a bank account?

No. Samsung Pay does not have access to a bank account.

I forgot my Samsung PIN. How to recover?

The app PIN cannot be recovered for security reasons. If you forgot your Samsung Pay PIN:

Clear your Samsung Pay app data. All payment data will be deleted from the smartphone.
Sign up for Samsung Pay again.
Re-add your payment cards (to do this you will need to re-verify the card using the code from the SMS from the Bank).

What can you do if your smartphone is stolen or lost?

If your device is lost or stolen, your payment information will be protected: for every transaction with using Samsung Pay requires user verification via fingerprint, iris or app PIN. You can also block or delete all data from the device (including Samsung Pay data) through the service.

*The device must first have the " Remote control» (Settings - Lock screen and security - Find phone).

Will the information from Samsung Pay (card details, etc.) remain if I reset the device?

No. If you reset the settings, all data from Samsung Pay will be deleted.

The smartphone has non-original firmware installed or has root rights. Will Samsung Pay work?

No. Samsung Pay is a payment service that should reliably protect payment data. Samsung Knox's built-in security system ensures data protection regardless of the operating system on the device, and blocks access to Samsung Pay data if malware, root rights or unofficial firmware is detected.

Launching Samsung Pay for the first time and adding a card

How to start using Samsung Pay on your smartphone?

Update your smartphone firmware to latest version.
Find the Samsung Pay application in the menu and launch it.

If the application is not on your smartphone, find it in Galaxy Apps and install it.

If there is no such application in Galaxy Apps:

a) perhaps your smartphone is not intended for the Russian or Belarusian market;

Samsung support.

c) the smartphone does not support Samsung Pay.

You can find a list of devices compatible with the service on the website in the “Which devices work with Samsung Pay” section.

In Samsung Pay, sign in with your Samsung Account and accept the Terms of Service.
Then click "Launch".

Set up a verification method that is convenient for you (by fingerprint, iris or application PIN code) to confirm payments.

How to add a card to Samsung Pay on a smartphone?
Scan the card using your smartphone camera (or enter its details manually). Accept the Bank's Terms of Service.
Click on the SMS button to verify the Bank card holder. A one-time code will be sent via SMS to the phone number linked to your card at the Bank. Enter the code and click "Submit".
Enter your signature using your finger or stylus. Map added! You can add up to 10 payment cards to one device.

A signature may be required if the store cashier wants to compare the signature on the card and on the receipt.

How to start using Samsung Pay on Samsung wearables

Connect your device to a compatible smartphone in mobile application Galaxy Wearable.
On Galaxy Wearable, tap Open Samsung Pay, sign in to Samsung Account, and tap Add Card.

If you don't have the Galaxy Wearable app on your smartphone, find it in Galaxy Apps and install it.

If the Payment section does not appear in Galaxy Wearable:

a) perhaps your device is not intended for the Russian or Belarusian market;

For detailed information on supporting Samsung Pay on your device, please contact Samsung support.

b) the smartphone has non-original firmware;

You can find out more about Samsung Pay support on Samsung wearable devices on the website in the “Which devices work with Samsung Pay” section.

Set up a PIN screen lock on your device.
Open Samsung Pay on your device by holding the Back key. Click "Add Card".
On your smartphone in Galaxy Wearable, scan your bank card (or enter its details manually), accept the Bank's Terms of Service and complete the verification using the code from the SMS from the Bank
Map added! You can add up to 10 payment cards to your wearable device.

Which card is installed by default in Samsung Pay?

Samsung Pay does not have a default card. Swipe up from the bottom of the screen to select a card - the card you last used or viewed will appear.

What to do if the card has been reissued?

Remove the old card and add the reissued card.

The card is not added. What to do?

Check that you are adding a card from a supported bank and payment system.

If the card is supported, contact the Bank and find out if this card has restrictions on use in the Samsung Pay service. If there are no restrictions, but the error persists, contact Samsung support.

Is it possible to add a card to Samsung Pay from the Bank's mobile application?

Yes. At the same time, you will not need to enter full card details in the Samsung Pay application to add it. In the Bank application, in the card menu, click the “Add to Samsung Pay” button and accept the Bank’s Terms of Service.

Map added!

The following banks currently support this function:

How to pay with Samsung Pay

How to pay with a Samsung Galaxy smartphone?
Swipe up from the bottom of the screen to select a card in Samsung Pay
Log in using your fingerprint, iris or app PIN code

Bring your smartphone to the terminal to pay

How to pay using Samsung wearables?
To open Samsung Pay, press and hold the Back key
Select a card by rotating the bezel

Click "Pay" and bring it to the terminal

Payment at any terminal using Samsung MST technology can be made using the Samsung Gear S3 device.

How to pay using Samsung Pay in online stores and applications?

*When placing an order in the online store* or in the store’s mobile application**, click “Pay with Samsung Pay”, enter your Samsung Account and confirm the purchase on your smartphone (using your fingerprint, iris or Samsung Pay PIN).

**The online store web page can be opened on any device (smartphone or computer) in any browser. Online purchase confirmation is only available on smartphones that are compatible with Samsung Pay.

Only on a smartphone with activated Samsung Pay.

The list of online stores and applications that support payments using Samsung Pay will expand in the near future.

Do I need an internet connection to use Samsung Pay?

An Internet connection is required only for adding a card to the application, making online purchases and money transfers. To pay at payment terminals at retail outlets, you do not need Internet on your device.

How to view your purchase history in Samsung Pay?

Samsung Pay displays your 10 most recent purchases. To view it, select a card from the list and open it.

The display of information about completed purchases in the Samsung Pay transaction history depends on the data received in the notification from merchants and the payment system (provided the device is connected to the Internet).

Can I use Samsung Pay abroad? Cardholders of Samsung Pay partner banks in Russia and Belarus can make purchases at any country of the world

The possibility of international purchases depends on the Issuing Bank. Before traveling abroad, check with your Bank to see if payment by card via Samsung Pay is possible abroad.

How can I return a purchase if I used Samsung Pay?

Returns of purchases occur in the same way as with regular purchases - in accordance with the laws of the Russian Federation or the Republic of Belarus and the rules of the store. To return a purchase, you must contact the store.

To return a purchase made with a card token using Samsung Pay, you must use the same card token.

If a return requires a written application with a bank card number, then enter the number of the bank card that is linked to Samsung Pay.

Money transfers to Samsung Pay

How to make a money transfer from card to card using Samsung Pay?

Swipe up from the bottom of the screen to open Samsung Pay
Select a card and click the “Money transfers” button
Specify the recipient by phone number from the contact list or manually (or enter the recipient's full card number)
Enter the transfer amount and message for the recipient
Accept the Terms of Service of the Money Transfer Operator and confirm the transfer using your fingerprint, iris or app PIN code

When using the service for the first time, you must accept the Terms of Use of the Samsung Pay Money Transfer service, then confirm your phone number (using a one-time code via SMS).

The recipient does not need to be a Samsung Pay user.

The Samsung Pay money transfer service is available only on smartphones compatible with Samsung Pay. Transfers are made between Mastercard / Visa cards of Russian banks in rubles. To send a transfer, the smartphone must be connected to the Internet.

What does the Recipient need to do to accept a money transfer using Samsung Pay?

Receiving a money transfer sent using Samsung Pay to the card number (Mastercard or Visa) of the Recipient occurs automatically. To receive a transfer, your smartphone must be connected to the Internet.

If the recipient is a registered user of Samsung Pay Money Transfers, he will receive a push notification about the transfer, upon opening which the recipient will select a card token added to Samsung Pay to receive the transfer.

To receive transfers to this card automatically, you need to check “Use this card to receive transfers by default.” You can change the default receiving card in the “Money transfers” - “Settings” menu.

If the Recipient has not added any payment card in Samsung Pay, when receiving the transfer, the application will offer to add the first card to Samsung Pay.

If the recipient is not a Samsung Pay user, he will receive an SMS message from the Money Transfer Operator with a link, following which he will need to confirm his phone number and indicate the card number to receive.

To receive transfers to this card automatically, on the transfer receipt confirmation web page, check the box “Remember the card, I agree to saving the data for subsequent transfers.”

To change the card for receiving the transfer, click “Change card” on the confirmation page for receiving the transfer and enter the number of another card.

How can I view the history and status of money transfers?

To see the history of current and completed transfers, go to the “Money transfers” - “History” menu.

The transfer is displayed with the status “Incomplete” until it is accepted by the Recipient. After the Recipient confirms its acceptance, the transfer is displayed with the status “Sent” (or “Received” in Samsung Pay on the Recipient’s device). The waiting period for Recipient confirmation is up to 5 days.

Confirmation of the completed transfer will also be displayed in the Bank card account statement, in the Bank's SMS notification about transactions (if such a service is activated at the Bank for this card).

Can I cancel a money transfer sent to Samsung Pay?

Recipient confirmation is required to complete the transfer. In this case, the amount on the Sender’s card will be blocked until the Recipient confirms receipt of the transfer. The waiting period for Recipient confirmation is up to 5 days.

If the transfer is canceled by the Sender, or after the confirmation period has expired, the transfer will be canceled and the transfer amount will be returned to the Sender's card. You can check with the Bank that issued your card for information about the deadline for returning a canceled transfer.

After the Recipient confirms receipt of the transfer, the Sender will display this transfer in the “History” - “Completed” menu with the status “Sent”. It is not possible to cancel a completed transfer.

Additional features

How to add club cards to Samsung Pay?

You can add barcoded club cards to Samsung Pay. Select on Home page“Club cards” and click “Add”. Then, select the club card you need from the list of cards, scan the card’s barcode or enter its data manually.

To use the added club card at the checkout, add it to the “Payment” section (in “Menu” - “Settings” - “ Fast access"), or select it from the "Club Cards" list. When you click on the “Tap to Use” field, the barcode and card number will be displayed on the screen. Present the barcode (or card number) on your smartphone screen to be scanned at the checkout.

Is it possible to select a financial product (loan, credit card or deposit) in Samsung Pay and submit an application for its processing?

Yes, to do this, in the Samsung Pay main menu, click “Advanced” and select the service category you are interested in (credit card, loan, deposit).

You can choose the product that best matches your search criteria, or select other products from the list below (which can be sorted by bank). You can also compare products with each other.

After clicking the “Submit an application” button, you will be redirected to the web page of the organization (bank) providing this financial product to fill out an application for it. You can obtain detailed information about the product by contacting the organization using the contact information specified in the product details.

The Financial Services feature is available in Samsung Pay app version 3.6.22 and higher.

Information about active offers of organizations is provided and the transfer of applications to credit organizations is provided by LLC IA Banki.Ru.

Lawyer, economist. Experience in a bank. Date: December 29, 2016. Reading time 3 min.

Samsung Pay is supported on the following phones: Galaxy 5 series and up, Galaxy Note 5, S6 Edge+, S7 and S7 Edge and A7. Read more about the features of use on these devices.

You can upload bank credit and/or debit card data into an application on your smartphone and make purchases at any terminal using the service of the South Korean developer. What devices does Samsung Pay technology work on in Russia?

Let us remind you that Samsung Pay is a contactless payment service. Launched in Russia at the end of September 2016. It allows you to make payments using mobile phone in any terminals where bank cards are accepted. This application supports two payment technologies - MST (magnetic secure transfer) and NFS (near field communication).

What phones does Samsung pay work on?

At the moment (December 2016), the application is supported by smartphones model range Galaxy series five, six, seven. These are the following models:

1. Galaxy A5 (2016) SM-A510F

Dual SIM smartphone with Android 5.1 operating system, medium price category(RUB 20,690 is the average price on Yandex.Market). Sales of this model started on 01/01/2016. Score, according to research by Roskachestvo – 4.262

2. Galaxy Note 5 (duos, 32 GB, 64 GB)

3. Galaxy S6 Edge+

The evaluation score from Roskachestvo is 4.4, the average price on Yandex.Market is 45,990 rubles. (fell by 8%). Smartphone with built-in battery without CD card slot.

4. Samsung Galaxy S6 (SM-G920F) and S6 Edge (SM-G925F), Samsung Pay is available on these models from November 8, they do not support MST technology)

5. Galaxy S7 and S7 Edge (SM-G935F)

6. Samsung Galaxy A7 2016 (SM-A710F)

Development prospects

Currently, Samsung Pay operates in Russia and other countries: South Korea, Spain, USA, Brazil, China, Singapore, Puerto Rico, Australia, Malaysia. The system is planned to be launched in India in 2017.

The developers promise that soon the application will be able to be installed not only on Samsung smartphones (from 2017, all new mid- and high-price Samsung phone models will be available with pre-installed Samsung Pay), but also on models from other manufacturers.

Terminals where you can pay using Samsung Pay are all terminals that accept plastic bank cards with a magnetic stripe or contactless method for payment, unlike its closest competitor

Contactless payment by phone instead of a card is Sberbank’s offer to its clients. Purchasing goods without the mandatory presence of a card attracts the attention of many users, since most of them prefer to pay by phone. Using it as a contactless payment instrument guarantees the speed and safety of the transaction.

What does contactless payment by phone through Sberbank look like?

Contactless payment by Sberbank phone is based on NFC technology with the principle of wireless communication. A high degree of confidentiality is achieved due to the anonymity of card data, since a virtual account is used when conducting a payment transaction.

How to pay by phone instead of a Sberbank card? To perform the operation, you need a smartphone with a built-in NFC chip, a connected application and a reading device. To make a payment, you need to bring your phone to the terminal, after which the money will be transferred. Thus, the funds will be debited from the virtual bank account, and payment for the goods will be made.

What is the benefit of paying by phone as by card? The advantages of such a payment are obvious:

instant transaction;
reliability and safety;
use in Russia and abroad;
maintaining discounts and accumulated bonuses;
free application in the bank.

Payment via G Pay

Google Pay is a payment concept from Google in smartphones based on the Android operating system. Distinctive advantages include:

a large number of banks connected to this payment system;
built-in link to the bonus card application;
additional bonuses when paying for goods or participating in promotions;
does not require a scanner in the phone; identification occurs by entering a PIN code or entering a graphic password.

How to add a bank card to your Google Pay phone

Before adding a card, make sure that NFC is active on your smartphone. Without it, contactless payment for purchases is impossible.

To enable NFC, go to “Settings” > “Additional Features” > “NFC”. Visually where this is located can be seen in the screenshot below.

To use the G Pay service through the PlayMarket, a special application is downloaded and installed.

After this you can add a card. The operation algorithm is as follows:

If you have multiple Google accounts, select the one that will be used for the application constantly. To do this, you need to touch the plus icon located in the lower right corner.
Next, select “Add a credit or debit card.”
To enter card information, you can use the camera or enter the information manually.
After the terms of the user agreement with the service and the bank appear, you must express your consent.
After loading the card, the smartphone screen is locked to protect against fraudsters, and the action is confirmed via SMS message.

Adding a card to Google Pie and using the service is a free service, for which no commission is charged. To get started, confirm the use of your card

Pay with Samsung Pay

Samsung Pay is a system created by the corporation of the same name for devices of its own production. The main advantage of the concept is the ability to make payments for purchases and services in terminals of any type.

The only drawback is that the transaction requires a fingerprint scanner. In practice, the value of Samsung Pay is found not in the features of the system itself, but in the relatively considerable capabilities of the manufacturer’s models. Sberbank is the only banking application in Russia that makes it possible to directly link a card to Samsung Pay.

How to pay by phone instead of a Sberbank card?

safe - personal information is not used, and each payment transaction is confirmed by a fingerprint or PIN code;
easy - no connection checks between devices and the presence of a bank card are required;
convenient - Samsung Pay works with all browsers, so one-click shopping is popular for online stores.

How to add a bank card to your phone in Samsung pay

You can activate the service only on certain Samsung models:

Galaxy S7 edge|S7
Galaxy A5 (2016) / A7 (2016)
Galaxy Note5
Galaxy S6 edge+
S6 edge|S6 (NFC only)
Galaxy A3 (2017) / A5 (2017) / A7 (2017)
Galaxy J7 (2017) | J5 (2017)
Galaxy S8/S8+
Galaxy S9/S9+
Gear S3 classic/frontier

If the model is suitable, then you need to install Sberbank Online, download it to Google Play. After this, the application starts, in the main menu of which you should open detailed information about a suitable card. The message “Add to Samsung Pay” will appear on the screen; when you click on it, information with tips will appear. If everything is done correctly, the service will be ready to go.

You can watch the video for more information about adding a card and making a purchase.

Apple Pay payment

The first bank in Russia to start working with the Apple Pay service is Sberbank. A similar payment system is used in iPhone models, not lower than the sixth version and in other devices of the company. The disadvantages include the following indicators:

restrictions on cooperation with partner banks;
the high cost of mobile devices that support the service;
binding to a specific type of terminal that reads NFC chips;
ban on the use of chips in other applications;
Mandatory presence of a fingerprint scanner.

Galaxy S7 edge on Yandex Market

Galaxy A5 (2016) on Yandex Market

Galaxy S6 edge+ on Yandex Market

Galaxy S9 on Yandex Market

Galaxy J7 (2017) on Yandex Market

Lawyer, economist. Experience in a bank. Date: December 29, 2016. Reading time 3 min.

Using the Samsung Pay application usually does not cause difficulties for owners of devices that support this technology. In short, all you need to do is bring your phone to the terminal and the payment will go through, however, as in any business, there are some nuances.

Make sure you have the Samsung Pay app installed on your phone and that your device supports the technology. Samsung smartphones Galaxy 5,6,7 series (not all models of these series) support the application, but most often it is not pre-installed on the gadget. To figure out how to use Samsung Pay and start working with it, you need to reflash (update your phone software) to the latest version.

How to reflash a phone

You can update your smartphone software in several ways:

Without using a computer - this method is called FOTA;
Through special program, which must first be installed on your computer - Smart Switch.

Important point: to previous version software after flashing it will be impossible to return, so before starting the procedure, it is advisable to save all the necessary information contained in the phone to another device (computer, laptop, phone, flash drive or disk).

Without a computer

When updating without a computer, you need to do the following:

Charge the phone to at least 80%, connect it to the Internet or to a Wi-Fi network (if the mode for downloading updates only via Wi-Fi is selected), the speed must be at least 5 Mbit/s.
In the menu, go to “settings”, “about device” and select “software update”;
Click on “update” or “update manually”, after which it will check for a new software version; if there is one, it will be prompted to download it. If not, a corresponding message will appear.
Next, you need to accept the offer to download software updates and you will need to click on the “install” button.
The phone will turn on and off and the update will begin.

Important: You cannot turn off your smartphone during the software update process - it will be damaged. After the update, you need to reset the data for the phone to work normally. If this is not done, errors may occur during use.

Using a computer program

When updating software using the Smart Switch program, all steps are similar, only you first need to connect the phone to the computer and launch the program. Both devices also cannot be turned off during the boot process. You also need to reset the data at the end of the installation; the Smart Switch program has a function Reserve copy.

And the third, most reliable, but also requiring financial investment option is an update at a service center. Also, if in the process manual update If you have any problems, please contact service center.

How to use Samsung Pay

After flashing the device, the Samsung Pay application icon will be displayed on the working screen, which you will need to enter using account Samsung account, follow all system instructions.

The application has an intuitive interface, with the help of which you can add bank cards to the system.

To use Samsung Pay to pay for a purchase, bring your phone to the terminal

As of December 2016, the Samsung pay application supports Master Card debit and credit cards of thirteen Russian banks, including visa cards of three banks and cards of the Yandex-Money payment system.

All terminals that accept bank cards for payment using contactless payment or magnetic stripe reading work with the Samsung pay application.